Direct Home BuyerWe buy Calgary houses as-is
403-690-2558

Questions

Straight answers, including the awkward ones.

If your question isn't here, call us on 403-690-2558 and ask.

This is general information about how these situations usually work in Alberta, not legal, tax or financial advice, and we're not your lawyer or your accountant. Get your own advice before you act on any of it.

Who you’re dealing with

What makes your company different from the rest?

We make a firm offer — no conditions, no contingency. If you accept it, the house is sold. The deposit is at your lawyer's office the next business day.

Cash-buyer companies commonly write a ten-day contingency into the offer. That means they can walk away inside those ten days and lose nothing, while your house has been off the market the whole time. Ask any buyer for the offer in writing and read what it says about conditions before you sign — ours included.

Are you one of those "we buy houses" companies?

Most of the we-buy-houses advertising in Calgary is a call centre or a lead broker — you fill in a form, your details get sold on, and several different people ring you. Some of them never buy anything themselves, and most of the time their contract is subject to 10–15 days of conditions — which means they can back out of the contract at any time during that conditional period.

At Direct Home Buyer, the offer we send you is a firm offer, without any conditions — which means you have a firm sale the moment you accept it.

The price, and whether we’re right for you

Will I get less than if I listed with an agent?

Often, yes — and we'll say so plainly. If your house is in good condition and you're not in a hurry, listing it on the market will usually leave you with more money, even after commission. We're the better option when a house needs real work, when a lender won't finance it in its current condition, when you can't or don't want to pay for repairs up front, or when certainty and speed matter more than the last few thousand dollars. Here's the honest comparison, with the numbers.

Can I sell my house without a realtor in Calgary?

Yes — and that's what this is. Selling to us is a private house sale between the two of us. No listing on MLS, no sign on the lawn, no showings, no commission out of your proceeds. The paperwork still goes through lawyers, and you should use your own.

What we buy, and in what condition

What kinds of homes do you buy?

Detached houses, semi-detached, townhouses and condos in Calgary and the surrounding towns. We buy homes that need work — original kitchens, old roofs, Poly-B plumbing, aluminum wiring, foundation movement, fire or water damage, former grow-ops, tenanted rentals. We don't buy every property, and if yours isn't a fit we'll tell you quickly rather than waste your time.

What does "as-is" actually mean? Do I need to clean anything?

Nothing. Leave the furniture, the boxes in the basement, whatever you don't want. We handle the clean-out. No repairs, no painting, no staging, no showings, no strangers walking through your house.

The house has fire or water damage. Is that a problem?

It's usually the reason to call rather than a reason not to. A house a lender won't finance is a house that can't sell on the open market at anything like its normal price. We're buying it to renovate, so the damage changes the number, not the answer. Tell us what happened and whether it was an insurance claim, and let us see it before you spend anything on repairs.

Timing, paperwork and closing

How fast can you close?

As little as five to seven days where the title is clean and your lawyer can move that quickly. Two to three weeks is more usual, because a mortgage payout statement and the tax certificate take the time they take. And we can go slower — some people want three months to sort out a move. You pick the date, not us.

And if you're behind on payments and racing a foreclosure date, say so. Selling a house fast before foreclosure is mostly about working backwards from that date — so that's how we plan the closing.

Do I need a lawyer? Can I use my own?

Yes, you should have one, and yes — use whoever you like. We close through a Calgary law firm and we're happy to give you their details, but you're never obliged to use them.

We pay the legal fee for the sale either way — yours as well as ours. If your lawyer's account for the conveyancing comes to more than a normal Calgary rate, or you ask them to do work beyond the sale itself, we agree that part in writing beforehand.

Selling a parent’s or a relative’s house

I've inherited a house in Calgary. Can you buy it?

Usually yes. The two things that matter are who has legal authority to sell and whether probate has been granted. If you're the executor and the grant has come through, it's a normal sale. If probate is still in progress we can agree terms and set closing for after the grant — we'll wait. If the house is jointly owned and passed by survivorship, probate may not be needed at all. Where several beneficiaries have to agree, everyone signs, and we'd rather they all had the offer in front of them from the start. More on selling a parent's or a relative's house.

The house is going through probate. Can you still buy it?

Yes. Alberta probate usually takes several months to reach a grant, and we can work around that timeline. We'll coordinate directly with the estate lawyer so you're not stuck in the middle relaying messages.

My mother is moving into care and I live in another province. How does that work?

This is common and it's straightforward. We can do a walkthrough by video call with any siblings on the line, and the whole transaction can be completed remotely through the lawyers. There's a page here written specifically for this situation.

My parents are downsizing and can't face clearing the house out. Does that matter?

No. Leave whatever you don't want — furniture, the contents of the basement, the garage, the lot. Take the things that mean something and shut the door on the rest. Clearing a house out is the single most common reason people put this off for a year, and it is the part we're actually paid to deal with.

When something is complicating the sale

There are tenants in the property. Can you still buy it?

Yes, and you don't have to evict anyone first. We can buy a rental with the tenant in place — we take on the tenancy as it stands, and their lease carries over to us by law. That is usually better for everyone: you avoid the notice periods and the Residential Tenancy Dispute Resolution Service, and the tenant isn't put out on the street so a sale can happen. Send us the lease and the rent roll along with the address.

We're going through a divorce or separation and the house has to be sold. Can you help?

We can buy it, yes. Both people on title have to sign, and if there's a court order or a separation agreement setting out how the proceeds are split, your lawyers handle that at closing — that part is between you, your lawyer and the other side, not us. What we can do is give you one written number so there's a real figure to talk about instead of an estimate, and take showings out of the equation entirely.

There's a reverse mortgage on the house. Does that change anything?

It doesn't stop a sale. The balance gets paid out through the lawyers at closing, the same way an ordinary mortgage would. What matters is knowing the payout figure early so there are no surprises — we'll help you get it.

My condo has a special assessment coming. Will you still buy it?

Often, yes. A large special assessment is exactly the kind of thing that makes a unit hard to sell on the open market, and it's a situation we understand. Send us the board's documentation along with the address.

Three situations have a page of their own, because the answers run longer than a paragraph: selling an inherited house in Calgary, selling a rental with tenants still in it, and selling a house with flood, foundation or mould damage.

Still want to talk it through?